Questions and Answers

Why is BBNC changing medical plans?

BBNC offers medical plans through the Federal Employee Health Benefits (FEHB) program for tribal employees. Eligible employees will now be able to participate in the same medical insurance offered to U.S. federal government employees. The federal plans give you and your family more choices and potentially better pricing.

Which employees are eligible?

Please contact your local HR representative for FEHB eligibility criteria.

If I have other medical coverage, am I eligible for an FEHB plan?

Yes, with some exceptions. You are not eligible for an FEHB plan if you have existing Federal Employee Health Benefits (FEHB) coverage.

This does not include other federally managed/funded plans like Medicare, VA, or Indian Health Services.

However, if you have Tricare Reserve Select (not TriCare or TriCare Prime – only Tricare Reserve Select), you are no longer eligible for that coverage now that you are eligible for FEHB. If you want to enroll for an FEHB plan, you must immediately notify Tricare to terminate your Tricare Reserve Select coverage effective January 1, 2024.

When is open enrollment?

November 13 through December 11, 2023.

When do the new medical plans take effect?

The new plans will start January 1, 2024 and go through December 31, 2024.

After open enrollment ends, you should receive insurance cards and other information within about two weeks. This information will come from the insurance carrier you selected. If you do not receive your information by January 1, 2024, call the toll-free telephone number listed for that carrier. You can use the “Compare Plans Tool” to find the contact information for your insurance carrier.

What happens if I don’t enroll for a new plan?

If you do not enroll in an FEHB plan, you WILL NOT have medical coverage through BBNC in 2024.